Miriam and Joey Stafford are your USDA resource in Desoto County. The Team Stafford website is the only place on the web that allows you to find all the Desoto County homes located in a USDA approved area. So, if you are looking for a USDA home, don’t waste time searching elsewhere. Team Stafford will connect you with the best lender for a USDA home loan and help you get you into your new home with 100% USDA financing.
USDA Home Loans
USDA Single Family Housing Programs provide homeownership opportunities to low- and moderate-income rural Americans through several loan, grant, and loan guarantee programs. The programs also make funding available to individuals to finance vital improvements necessary to make their homes decent, safe, and sanitary. Visit the following site for a complete overview: Single Family Housing Programs.
Because of the varying property eligibility requirements, you should never assume that a home does not qualify for a USDA Loan. There are many homes in Olive Branch, Hernando, and Horn Lake that qualify for USDA homes loans.
USDA Guaranteed Rural Housing
USDA Home Loans allow for 100% financing for eligible borrowers in rural areas. Household income limitations do apply along with property location restricitions. Properties have to be located in areas designated “rural” by USDA.
Other benefits of a USDA loan include:
NO down payment
Closing costs can be financed in the loan (restrictions apply) or paid by the seller
Right to prepay loan without penalties
Flexible credit and underwriting guidelines
Although these homes are in a USDA approved area, if the condition of the home does not meet USDA guidelines, the home will not qualify for a USDA home loan.
Thinking of Moving?
If you or someone you know is considering making a move, contact Team Stafford of Crye-Leike Realtors today. Team Stafford can assist you in finding a USDA eligible home that fits your needs anywhere in Desoto County. Whether you are looking to buy a home in Horn Lake, Hernando, Nesbit, Southaven, Olive Branch, Walls, or any other area of Northern MS, Team Stafford can assist you with your real estate needs. Call us today. Start Packing Tomorrow!